There are many budget applications on the market today, however none of them stand out quite as much as the venerable You Need a Budget, highly acclaimed as the best budget software available. Originally written by Jesse Mecham in 2003, You Need a Budget (YNAB for short) has grown into a full-fledged software program that helps you identify your spending habits and strengthen your financial future. Indeed, the average YNAB user paid down $500 in debt within the first month of using the software. No matter what financial situation you’re in, there are a couple of good reasons why you should try YNAB.

Firstly, YNAB uses a methodology of budgeting, called “zero-sum”, that has been shown to be successful. Zero-sum budgeting essentially forces you to analyze all of your income and assign it to a specific task. That means that when you use YNAB, it’s not sufficient to see that your income is greater than your expenses and be happy with it. Rather, you are required to then figure out how you’re going to use those remaining dollars. Should you use your extra money to pay down the debt, or plan for a vacation to Hawaii? This kind of in-depth analysis is what makes YNAB a contender in the best budget softwaremarket.

Secondly, YNAB forces you to, as the software maker says, “prepare for rain”. This refers to the unexpected life expenses that would normally take people aback. Car repairs, medical bills, and so forth can often place seemingly financially healthy people in precarious positions. However, YNAB has various categories that you can and should commit money to, to prepare for such a disaster to happen. While there are no hard and fast guidelines, many suggest that a three to six month buffer is good to weather most trying times.

All in all, if you’re looking for the best budget software, we suggest that you look no further than You Need a Budget. It’s fast, simple, and very intuitive. Best of all, it’s method and approach to finances has been demonstrated to work. CNN has even made reference to the fact that YNAB could be one of the best budget software applications, which certainly is a testament to its quality!

Why not try the Free 7 day trial and see what this exceptional program can do for you. If you decide to purchase, there is only one low price, not a monthly fee like some other budgeting programs. You’ll also find fast and efficient support should you need it, plus Free weekly online tutorials. Don’t delay, get the best budget software now and save.